1. Purpose
EarnVault maintains an Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) program to prevent the use of our platform for illegal activities.
2. Know Your Customer (KYC)
All users must complete identity verification before accessing financial services:
- Government-issued photo ID verification
- Live selfie verification
- Address verification
- Enhanced due diligence for high-risk transactions
3. Transaction Monitoring
We monitor all transactions for suspicious activity including:
- Unusual transaction patterns
- Rapid movement of funds after deposit
- Transactions from high-risk jurisdictions
- Multiple accounts from same device or IP
4. Suspicious Activity Reporting
We file Suspicious Activity Reports (SARs) with relevant authorities when required. We may freeze accounts pending investigation.
5. Restricted Jurisdictions
EarnVault does not provide services to users in jurisdictions where cryptocurrency services are prohibited by law.
6. Record Keeping
We maintain transaction records for a minimum of 5 years as required by AML regulations.